Government aid can be very helpful to those facing a financial struggle or hardship. It can also be beneficial to those looking to for higher education, or deal with medical costs. There are many different types of grants, but many people who are searching for government aid make the mistake of assuming they are entitled to it. The truth is that different types of grants are typically only given to individuals when the government feels there is a justified need. No one is guaranteed aid simply for being alive.
There are many types of grants that exist to serve a specific purpose of aid and relief. These government programs cover a wide range of needs. Programs include everything from job training, to health care, to infant care, to education and nutrition. Each program is funded by the government and provides aid for the specific need it covers.
Grants come in all shapes and sizes. Some types of grants are meant for businesses and some types of grants are meant for individuals. Here are a few examples of types of grants focused on individuals:
Rural Rental Assistance
Rural Rental Assistance is used to reduce the rent paid by low-income families who live in eligible Rural Rental Housing (RRH) and Farm Labor Housing (FLH) projects financed by the Rural Housing Service. To receive assistance, monthly rent payments must exceed 30 percent of a household’s adjusted monthly income.
Good Neighbor Next Door Program
If you are a law enforcement officer, firefighter, emergency medical technician, or teacher, this program may help you purchase a home in a U.S. Department of Housing and Urban Development (HUD) revitalization area by offering qualified purchasers a 50 percent discount off the list price of homes available from HUD’s inventory. You must agree to live in the home for three years and it must be your sole residence.
Housing Loans and Grants
The Rural Housing Repair Loans and Grants program provides loans and grants to very low-income homeowners to repair, improve, modernize, or to remove health and safety hazards in their rural dwellings.
TANF (Temporary Assistance to Needy Families)
The federal TANF program is designed to provide temporary emergency assistance for families in need. This program is state-based but is funded by the federal government. TANF is designed to assist those who are either pregnant or responsible for a child under the age of 19 can qualify, as well as only those who have very little income. TANF may include work assistance, childcare assistance, cash assistance for basic needs such as food and clothing, and others, depending on your state.
Once again there are many types of grants. The list above is just a small example of what could be available to help you in your time of need!